Sarkari Paisa

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Credit Guarantee Fund Trust (MSE) · Sarkari Paisa

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ACTIVEIn forceiStatus reflects the scheme record; individual clauses may differ.Administered by CGTMSE

Credit Guarantee Fund Trust (MSE)

Credit Guarantee Fund Trust (MSE) — DRAFT facts sourced from the V1 dataset (ministry: MSME), pending official-source verification.

MSME & IndustryServicesManufacturingTrading

Scheme guidelineT4UNVERIFIEDas of 1 Jun 2026

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No overview, state applicability, or FAQ content on file for this scheme yet.

[V1 draft] age 18-70; sector: manufacturing, service, trading, food-processing; applicant: MSME, Company, Partnership, Individual
SourceT4UNVERIFIEDas of 1 Jun 2026

Loan terms

Loan amount: — – ₹5,00,00,000
Margin: 0.15%
Tenure: —–84 months
Moratorium: —
Collateral: Not required
Currency: INR

No land required (V1 draft)

SourceT4UNVERIFIEDas of 1 Jun 2026

Loan amount: — – ₹5,00,00,000
Margin: 15%
Tenure: —–84 months
Moratorium: —

Papers you need

6 documents to gather

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How to apply

1Apply for a collateral-free loan at a Member Lending Institution (bank / NBFC)Done by: Applicant

2MLI sanctions the loan and registers it with CGTMSE for guarantee coverDone by: Member Lending InstitutionOpen the official page →

3MLI pays the Annual Guarantee Fee; guarantee cover becomes activeDone by: Member Lending Institution

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"Employment Incentive" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - Various Incentives"

CGST Reimbursement Scheme

Collateral

—

Currency

INR

SourceT4UNVERIFIEDas of 23 Jul 2026

Interest rates

Rate: 11% – 11% p.a.
Type: FIXED
Basis: —

Bank rate (V1 draft)

SourceT4UNVERIFIEDas of 1 Jun 2026

Rate: 10% – 12% p.a.
Type: RANGE
Basis: —

CGTMSE — collateral-free guarantee cover on loans up to Rs 5cr; no capital subsidy (guarantee only, leave subsidy null); indicative DRAFT.

SourceT4UNVERIFIEDas of 23 Jul 2026

Subsidies

Type: CREDIT_GUARANTEE
Amount: —
Percentage: —
Max cap: —

SourceT4UNVERIFIEDas of 1 Jun 2026

Type: CREDIT_GUARANTEE
Amount: —
Percentage: —
Max cap: ₹5,00,00,000

SourceT4UNVERIFIEDas of 24 Jul 2026

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Loan terms

Papers you need

How to apply

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Interest rates

Subsidies