Andhra Pradesh Backward Classes Cooperative Finance Corporation (APBCCFC) acts as a facilitator giving 50% of the unit cost or ₹1,00,000 (whichever is less) as back-ended subsidy on bank-linked self-employment units for Backward Classes beneficiaries, from 2016-17. Delivered as Individual Self Employment Schemes — Margin Money (rural areas) and BC Abhyudaya Yojana (urban areas). Age of beneficiary 21–51 years (up to 55 for Agriculture & Allied). Applications registered online through OBMMS.

Andhra Pradesh Innovation & Startup Policy (4.0) 2024-29 offers fiscal and non-fiscal support to recognised startups and incubators — including prize money / seed support of up to ₹50 lakh on an equity-sharing model and up to ₹1 crore support with 100% rental subsidy for workstations in notified areas. Administered by the AP Innovation Society; startups apply on the AP Startup One Portal.

Andhra Pradesh Scheduled Castes Cooperative Finance Corporation (APSCCFC, est. 1974) provides back-ended subsidy on bank-linked self-employment / economic support units for Scheduled Caste families below the poverty line. Subsidy is 60% of the unit cost subject to a maximum of ₹1,00,000 (whichever is less) per GO Ms.No.101, SW(SCP-1). Units are grouped into Category I (up to ₹3 lakh), Category II (₹3.01–5 lakh) and Category III (₹5.01–10 lakh); the balance over subsidy is a bank loan with ~5% beneficiary contribution. All applications are registered online through the OBMMS portal.

Andhra Pradesh Scheduled Tribes Cooperative Finance Corporation (TRICOR, est. 1976 vide GO Ms.No.141) acts as a facilitator providing subsidy of 60% of the unit cost subject to a maximum of ₹1,00,000 on bank-linked economic support units for Scheduled Tribe families below the poverty line, in the fields of Agriculture, Horticulture, Sericulture, Animal Husbandry and ISB/self-employment. Transport and other individual units are also sanctioned with TRICOR subsidy plus a term loan from NSTFDC. Applications registered online through OBMMS.

Andhra Pradesh State Minorities Finance Corporation (APSMFC, incorporated 1985) extends subsidy through banks to weaker sections of minorities (Muslims, Christians, Sikhs, Buddhists, Parsis, Jains) for ISB (Industry, Service, Business), transport and Agriculture & Allied activities. Corporation subsidy is 50% of the unit cost subject to a maximum of ₹1,00,000; beneficiary contribution 10% and the balance (~40%) a bank loan. Maximum unit cost ₹2 lakh in general and ₹3 lakh for transport schemes. Applications registered only through OBMMS.

Andhra Pradesh State Financial Corporation (APSFC) provides medium and long-term loans, working capital term loans and seed/special capital assistance to micro, small and medium enterprises in Andhra Pradesh. Loans are sanctioned against primary and collateral security; quantum is based on promoter's contribution and debt-equity ratio.

Credit Guarantee Fund Trust (MSE) — DRAFT facts sourced from the V1 dataset (ministry: MSME), pending official-source verification.

Central Sector credit-guarantee scheme notified by the Department for Promotion of Industry and Internal Trade (DPIIT), with the National Credit Guarantee Trustee Company (NCGTC) as trustee/operating agency, to provide guarantee cover against loans extended by Member Institutions (Scheduled Commercial Banks, NBFCs and SEBI-registered Alternative Investment Funds) to DPIIT-recognised startups. Following the May 2025 expansion, the ceiling on guarantee cover was raised from ₹10 crore to ₹20 crore per borrower. The extent of guarantee cover is 85% of the amount in default for loans up to ₹10 crore and 75% of the amount in default for loans above ₹10 crore. The Annual Guarantee Fee for startups in 27 identified Champion Sectors has been reduced to 1% per annum (from 2%). Assistance is in the form of venture debt, working capital, subordinated/mezzanine debt, debentures and other fund/non-fund-based facilities that have crystallised as debt obligations.

Skill-training and placement programme of the Ministry of Rural Development under the National Rural Livelihood Mission (launched 25 September 2014) to transform rural poor youth into an economically independent, globally relevant workforce. It provides free, NSQF-aligned, industry-relevant skill training to rural poor youth aged 15-35 years (upper age limit 45 years for women and special groups such as PVTGs, persons with disabilities, transgender persons and other vulnerable groups). DDU-GKY carries a placement mandate — at least 70% of trained candidates must be placed in jobs paying at least ₹6,000 per month (or the applicable minimum wage). The scheme is fully funded by the Central and State Governments and covers training, boarding, lodging, transportation and post-placement support, with defined social-inclusion targets (SC 19%, ST 3%, Minorities 10%, Women 33%, PwD 5%). Candidates apply through the Kaushal Panjee registration platform.

PM Street Vendor’s AtmaNirbhar Nidhi — DRAFT facts sourced from the V1 dataset (ministry: Housing & Urban Affairs), pending official-source verification.

Central Sector scheme of the Ministry of Tourism (launched 2014-15 as PRASAD, renamed PRASHAD in 2017) for integrated development of identified pilgrimage and spiritual-heritage destinations to provide a complete religious-tourism experience. The scheme is 100% centrally funded, providing financial assistance to State Governments/UT Administrations for tourism infrastructure at pre-identified pilgrimage/heritage sites — queue-management mandapams, public conveniences, ghat/kalyani upgradation, drinking water, illumination, parking, signage, sewage-treatment, pilgrim arrival centres and IT systems (CCTV, public address, digital signage). Destinations are proposed by State Governments, evaluated by the Central Sanctioning & Monitoring Committee (CSMC) and sanctioned by the Ministry subject to fund availability; post-completion operation and maintenance rests with the State Government.

Flagship Central Sector skill-certification scheme of the Ministry of Skill Development & Entrepreneurship (MSDE), implemented by the National Skill Development Corporation (NSDC), launched on 15 July 2015. PMKVY 4.0 (under the Skill India Programme, FY 2022 to 2026) is candidate-centric, flexible, technology-enabled and market-driven, delivering NSQF-aligned training across three components — Short-Term Training (STT), Recognition of Prior Learning (RPL) and Special Projects — with a greater reliance on On-the-Job Training. Training and assessment fees are fully funded by the Government (free to the candidate). Unlike earlier versions, PMKVY 4.0 delinks placement from skilling, emphasising entrepreneurship and livelihood creation. It is implemented as a Central Sector Scheme with no state-managed component. Eligibility is open to Indian nationals holding a valid Aadhaar and meeting the eligibility criteria of the respective job role.

Collateral-free micro-credit up to ₹20 lakh via member lending institutions.

Prime Minister's Employment Generation Programme — DRAFT facts sourced from the V1 dataset (ministry: MSME), pending official-source verification.

Demand-driven, placement-oriented skilling scheme of the Ministry of Textiles (Scheme for Capacity Building in Textile Sector, SCBTS) to transform unskilled manpower into a skilled workforce across the textile value chain — garmenting, knitting, processing, man-made/synthetic fibres and traditional sectors including jute, silk, handloom, handicraft and carpet (excluding spinning and weaving in the organised segment). Training is NSQF-aligned, delivered by certified trainers with Aadhaar-enabled biometric attendance, and carries mandatory wage-employment/placement (70% in the organised sector, 50% in the traditional sector) with one-year post-placement tracking. Preference is given to marginalised social groups (SC/ST) and aspirational districts, and a large majority of trainees are women. Launched with an outlay of ₹1,300 crore, the scheme has been extended up to 2026.

Stand-Up India — DRAFT facts sourced from the V1 dataset (ministry: Financial Services), pending official-source verification.

Sthree Nidhi Credit Cooperative Federation Ltd (registered September 2011 under the AP Cooperative Societies Act 1964; a government- and Mandal Samakhya-promoted, community-owned institution under SERP) supplements the SHG–bank linkage by providing timely, affordable credit to SHG women. Loans are delivered to the SHG's bank account within 48 hours via VO/IVRS requests, with no processing fee or penalty. Maximum loan ₹1,00,000 per member for income-generating activities — agriculture, dairy, business, retail trade and small enterprises — and emergent needs (health, education).

StreeNidhi Credit Cooperative Federation Ltd (Telangana) is a flagship programme promoted by the Government and the Mandal Samakhyas under SERP to supplement bank credit to SHG women. It extends timely, affordable credit to SHG members even in far-flung areas within 48 hours, delivered to the SHG account against mobile / IVRS requests, for income-generating activities (agriculture, dairy and other livelihoods) and exigencies (health, education). Credit availability is linked to the grading of Mandal Samakhyas and Village Organisations. Scheme-specific per-member loan caps are set by the Federation and are not confirmed here.

Central Sector scheme of the Ministry of Tourism (revamped from the 2014-15 Swadesh Darshan scheme) for holistic, destination-centric development of sustainable and responsible tourism destinations — covering tourism and allied infrastructure, tourism services, human-capital development, destination management and promotion, backed by policy and institutional reforms. The scheme is 100% centrally funded, providing financial assistance to State Governments/UT Administrations/Central Agencies for tourism-infrastructure development at selected destinations (57 destinations notified), with efforts to converge with other Central/State schemes and leverage CSR funding. Its sub-scheme, Challenge Based Destination Development (CBDD), selects destinations competitively across thematic categories (spiritual tourism, culture & heritage, vibrant villages, ecotourism/Amrit Dharohar).

The Telangana State Backward Classes Cooperative Finance Corporation assists weaker-section Backward Classes with bank-linked self-employment schemes (Abhyudaya Yojana in urban areas, Margin Money in rural areas). Corporation subsidy is graduated: 80% for Category-I units, 70% for Category-II and 60% for Category-III, with unit cost from ₹1,00,000 to ₹10,00,000 and the balance (20/30/40%) as bank loan / beneficiary contribution. Group-activity schemes carry 50% subsidy (up to ₹15 lakh, ₹2 lakh per member). Category-I ISB general schemes of ₹50,000 carry 100% subsidy. MPDOs select beneficiaries in Grama Sabhas and forward proposals online through OBMMS (tsobmms.cgg.gov.in).

The Telangana Scheduled Castes Cooperative Development Corporation implements bank-linked Self-Employment (Economic Support) Schemes for Scheduled Caste families under the annual SC Action Plan. The Corporation subsidy is graduated by unit cost: 80% for units up to ₹1 lakh, 70% for units up to ₹2 lakh and 60% (subsidy limited to ₹5 lakh) for units of ₹2.01 lakh up to ₹12 lakh, with the balance as a bank loan / beneficiary contribution. A separate non-bank-linked Economic Support Scheme gives 100% subsidy up to ₹50,000. Only one scheme per family in 5 years; applications register online on the OBMMS portal (tsobmms.cgg.gov.in) in consultation with the MPDO, and beneficiaries are identified by Grama Sabhas (rural) / Ward Sabhas (urban).

The Telangana Scheduled Tribes Cooperative Finance Corporation Ltd (TRICOR, registered under the Telangana State Cooperative Societies Act 1964, Reg. No. TAB 615) acts as a facilitator providing subsidy on the unit cost of Economic Support Schemes for below-poverty-line Scheduled Tribe families in Agriculture, Horticulture, Sericulture, Animal Husbandry and ISB / self-employment sectors. Per G.O. 101 dt. 31.12.2013 the subsidy is 60% of the unit cost subject to a maximum of ₹1,00,000, with the balance as a bank loan (part institutional finance / NSTFDC). Funds are routed through ITDAs and District Level Committees. All applications register through the OBMMS portal (tsobmms.cgg.gov.in).

Under the Telangana Innovation Policy, DPIIT/State-recognised startups registered with the Telangana Innovation Cell receive fiscal incentives — reimbursement of SGST, marketing cost reimbursement, recruitment assistance (₹10,000 per local hire), an 80% rebate on patent filing fees and 50% rebate on trademark filing fees, self-certification, and a performance grant of 5% of annual turnover (subject to ₹10 lakh) for startups recording 15% year-on-year growth within three years of incorporation. Incubators receive lease/rental subsidy, stamp duty reimbursement, internet reimbursement (up to ₹2.5 lakh per annum for 3 years) and capital expenditure reimbursement.

The Telangana State Minorities Finance Corporation (TSMFC, incorporated 1 May 2015 as a Section-8 company wholly owned by the Government of Telangana) extends bank-linked subsidy under its Economic Support Scheme to economically-backward Minority Communities (Muslims, Sikhs, Parsis, Buddhists, Jains) for industrial, service, agriculture and allied units. There are two categories: Category-1 (₹1 lakh unit) with 80% subsidy and Category-2 (₹2 lakh unit) with 70% subsidy, the balance being a bank loan. Applicant age 21–55, annual income up to ₹2,00,000, BPL / white ration-card holders. Applications are managed through OBMMS; TSMFC also runs an Own Your Auto scheme (50% subsidy) and vocational training.

Under the Telangana MSME Policy 2024 (G.O.Ms.No.16, Industries & Commerce (FP & MSME) Dept, dated 18-09-2024) and the T-IDEA framework, new micro and small manufacturing enterprises receive a capital investment subsidy of 25% of Fixed Capital Investment (land, building, plant and machinery), subject to a maximum of ₹30 lakh. Women-owned micro and small enterprises get an additional subsidy of 20% up to ₹20 lakh. Eligibility window is 18-09-2024 to 31-03-2029.

WE HUB, India's first state-led incubator for women entrepreneurs (Department of IT, Electronics & Communications, Government of Telangana), provides pre-incubation, incubation and acceleration support, mentoring, credit linkage, and facilitation of government schemes/subsidies to women-led enterprises (women holding at least 51% stake). Support is non-cash facilitation plus access to grant/seed programmes; women-led startups also qualify for the fiscal incentives under the state startup policy.